Insurance Memory + Renewal Prep Cockpit
Read-only insurance organization, cited answers, broker-ready renewal planning.Policies tracked
7
Property, GL, cyber, auto, umbrella, workers comp, EPLI.
Renewal window
32d
Package policy and cyber renew first.
Missing docs
4
Two COIs, one endorsement, one latest invoice.
Confidence
91%
Structured extraction across indexed policy set.
Policy Inventory
| Coverage | Carrier | Renewal | Limit | Status | Extract |
|---|---|---|---|---|---|
Business Owners PolicyPolicy BOP-3841-22 |
Travelers | Aug 11 | $2M aggregate | Review | |
Cyber LiabilityPolicy CYB-9081 |
Coalition | Aug 18 | $1M | Missing app | |
Commercial AutoPolicy CA-5521 |
Progressive | Sep 04 | $1M CSL | Current | |
Workers CompPolicy WC-7719 |
The Hartford | Oct 01 | Statutory | COI due |
Processing Workflow
UploadStore originals privately and create audit event.
ExtractPull text, OCR scans, classify document type.
StructureNormalize policy fields into Supabase tables.
CiteRetrieve source chunks for every answer.
ReviewRoute advice-sensitive items to broker review.
Ask Insurance Memory
Read-only
Policy question
Broker review enabled
Do we have cyber coverage, and when does it renew?
Yes. The cyber liability policy is active with Coalition, policy CYB-9081, and renews on Aug 18. The declarations show a $1M aggregate limit and a $10k retention. The renewal application is not in the document vault yet.
Cyber Dec Page p.1
Invoice p.2
Missing-doc check
Document Vault
Policies, endorsements, quotes, invoices, COIs, loss runs, and renewal packets stay private, indexed, and source-cited.
| Document | Type | Linked policy | State | Uploaded |
|---|---|---|---|---|
| BOP Renewal Packet 2026.pdf | Renewal | BOP-3841-22 | Indexed | Today |
| Coalition Cyber Dec Page.pdf | Policy | CYB-9081 | Indexed | Yesterday |
| Workers Comp COI Request.eml | COI | WC-7719 | Needs source | Jul 07 |
| Umbrella Quote - Option B.pdf | Quote | Umbrella | Broker review | Jul 06 |
Extraction Queue
Extract policy fieldsBOP Renewal Packet 2026.pdf
DoneDetect missing docsCyber renewal application
OpenCompare versionsCurrent BOP vs prior year
QueuedCoverage Summary
Property + Liability
- BOP limit and deductible extracted with high confidence.
- Business income waiting-period language changed from prior year.
- Ask broker whether cyber sublimit applies to funds transfer.
Cyber
- $1M aggregate found on declaration page.
- Renewal application is missing.
- Advice-sensitive answer routes to broker review.
Auto
- Vehicle schedule indexed.
- Driver list should be refreshed before Sep renewal.
Workers Comp
- Statutory benefits confirmed.
- COI request pending for vendor packet.
Renewal Readiness Report
| Priority | Item | Owner | Due | Status |
|---|---|---|---|---|
| 1 | Collect cyber renewal application | CFO | Jul 18 | Missing |
| 2 | Review business income waiting period | Broker | Jul 22 | Question |
| 3 | Refresh driver list and vehicle schedule | Ops | Aug 01 | Scheduled |
| 4 | Export owner-ready insurance board packet | System | Aug 05 | Ready |
Broker Question List
- Did the business income waiting period or limit change from last year?
- Does the cyber policy include funds transfer fraud and social engineering coverage?
- Are any COIs expiring before current vendor contracts renew?
- Should the umbrella quote match current auto and GL limits?
Scheduled Jobs
Renewal Watch
Daily renewal scan9:00 AM weekdays
OnMissing-doc auditEvery Monday
OnWeekly Digest
CFO insurance briefFriday at 3:30 PM
DraftBroker review packet30 days before renewal
ReviewGovernance
Access
- Tenant-isolated organization workspace.
- Private document storage with signed access.
- Audit events on read, export, extraction, and answer generation.
Review Boundaries
- Answers cite documents and confidence.
- Insurance advice routes to broker review.
- Document text is treated as evidence, not instruction.