Harbor View Services
Small business insurance cockpit: policies, documents, renewals, citations, and broker-safe review.Turn scattered policies into an operating system for insurance decisions.
The cockpit is the product. Chat helps answer questions, but the durable value is the structured policy inventory, renewal timeline, missing-doc model, scheduled checks, and broker review workflow.
Today's Insurance Brief
Generated from docs, extracted policy fields, and scheduled jobs.
Policy Inventory
Structured source of truth extracted from insurance documents.
| Policy | Carrier | Renewal | Premium | Confidence | Status |
|---|---|---|---|---|---|
Business Owner PolicyProperty + general liability | Travelers | Aug 31, 2026 | $18,420 | Ready | |
Cyber Liability$1M aggregate | Coalition | Sep 14, 2026 | $4,880 | Missing app | |
Workers CompensationMI statutory benefits | Accident Fund | Aug 25, 2026 | $11,720 | Prep due | |
Commercial Auto4 vehicles indexed | Auto-Owners | Oct 02, 2026 | $7,340 | Ready |
Renewal Timeline
Generated from policy dates and scheduled checks.
OpenClaw-Like Insurance Workflow
Tools and scheduled jobs make the product more durable than document chat.
Document Vault
Private Supabase Storage bucket with extraction, citations, and audit trail.
Drop policy docs, quotes, loss runs, COIs, invoices, or broker emails.
Accepted: PDF, DOCX, images, CSV schedules, and exported email attachments. Demo keeps this static; backend plan uses Supabase Edge Functions.
Indexed Documents
Every row maps back to extracted policy fields and chunks.
| Document | Type | Policy | Uploaded | Confidence | Status |
|---|---|---|---|---|---|
| BOP Renewal Packet 2026.pdf | Renewal | BOP | Jul 08 | 96% | Indexed |
| Cyber Declarations.pdf | Declarations | Cyber | Jul 08 | 88% | Needs app |
| Auto Vehicle Schedule.xlsx | Schedule | Auto | Jul 07 | 94% | Indexed |
| Loss Runs 2023-2026.pdf | Claims | All lines | Jul 06 | 82% | Reviewed |
Extraction Queue
Tool calls the UI should expose later.
Policies
The structured insurance record is the product moat.
Property + Liability
- BOP limit, deductible, named insured, locations, and endorsements extracted.
- Business income waiting-period language changed from prior year.
- Question routed to broker review before advice.
Cyber
- $1M aggregate found on declaration page.
- Renewal application is missing from the vault.
- Funds-transfer wording needs broker confirmation.
Auto
- Vehicle schedule and four VINs indexed.
- Driver list should be refreshed before October renewal.
Workers Comp
- Statutory benefits confirmed.
- Payroll estimate missing for renewal packet.
Cited Insurance Chat
Answers what the documents say, then routes advice-sensitive items to broker review.
Answer Controls
Guardrails become trust, not friction.
Renewal Readiness Report
The strongest workflow for V1 and the best Jess demo story.
Broker Question List
Useful without pretending to be insurance advice.
- Did the business income waiting period or limit change from last year?
- Does the cyber policy include funds-transfer fraud and social engineering coverage?
- Are any COIs expiring before current vendor contracts renew?
- Should the umbrella quote match current auto and GL limits?
- Is the workers comp payroll estimate current for renewal underwriting?
Scheduled Jobs
OpenClaw-style loops that keep insurance memory alive after upload day.
Broker Review Board
This is the safety layer that makes the product credible for Gallagher.
Needs Review 2
Ready For Broker 2
Resolved 3
Governance
Broker-safe defaults from day one.
- Tenant-isolated organization workspace with RLS-friendly data model.
- Private document storage with signed access and audit events.
- Document text is treated as evidence, not instruction.
- Advice-sensitive outputs route to broker review.
Model Router
Suggested Edge Function routing for demo backend.