Insurance Memory + Renewal Prep Cockpit

Read-only insurance organization, cited answers, broker-ready renewal planning.
Policies tracked
7 Property, GL, cyber, auto, umbrella, workers comp, EPLI.
Renewal window
32d Package policy and cyber renew first.
Missing docs
4 Two COIs, one endorsement, one latest invoice.
Confidence
91% Structured extraction across indexed policy set.

Policy Inventory

Coverage Carrier Renewal Limit Status Extract
Business Owners PolicyPolicy BOP-3841-22
 Travelers Aug 11 $2M aggregate Review
Cyber LiabilityPolicy CYB-9081
 Coalition Aug 18 $1M Missing app
Commercial AutoPolicy CA-5521
 Progressive Sep 04 $1M CSL Current
Workers CompPolicy WC-7719
 The Hartford Oct 01 Statutory COI due

Processing Workflow

UploadStore originals privately and create audit event.
ExtractPull text, OCR scans, classify document type.
StructureNormalize policy fields into Supabase tables.
CiteRetrieve source chunks for every answer.
ReviewRoute advice-sensitive items to broker review.

Ask Insurance Memory

Read-only
Policy question Broker review enabled
Do we have cyber coverage, and when does it renew?
Yes. The cyber liability policy is active with Coalition, policy CYB-9081, and renews on Aug 18. The declarations show a $1M aggregate limit and a $10k retention. The renewal application is not in the document vault yet.
Cyber Dec Page p.1 Invoice p.2 Missing-doc check

Document Vault

Policies, endorsements, quotes, invoices, COIs, loss runs, and renewal packets stay private, indexed, and source-cited.

DocumentTypeLinked policyStateUploaded
BOP Renewal Packet 2026.pdfRenewalBOP-3841-22IndexedToday
Coalition Cyber Dec Page.pdfPolicyCYB-9081IndexedYesterday
Workers Comp COI Request.emlCOIWC-7719Needs sourceJul 07
Umbrella Quote - Option B.pdfQuoteUmbrellaBroker reviewJul 06

Extraction Queue

Extract policy fieldsBOP Renewal Packet 2026.pdf
Done
Detect missing docsCyber renewal application
Open
Compare versionsCurrent BOP vs prior year
Queued

Coverage Summary

Property + Liability

  • BOP limit and deductible extracted with high confidence.
  • Business income waiting-period language changed from prior year.
  • Ask broker whether cyber sublimit applies to funds transfer.

Cyber

  • $1M aggregate found on declaration page.
  • Renewal application is missing.
  • Advice-sensitive answer routes to broker review.

Auto

  • Vehicle schedule indexed.
  • Driver list should be refreshed before Sep renewal.

Workers Comp

  • Statutory benefits confirmed.
  • COI request pending for vendor packet.

Renewal Readiness Report

PriorityItemOwnerDueStatus
1Collect cyber renewal applicationCFOJul 18Missing
2Review business income waiting periodBrokerJul 22Question
3Refresh driver list and vehicle scheduleOpsAug 01Scheduled
4Export owner-ready insurance board packetSystemAug 05Ready

Broker Question List

  • Did the business income waiting period or limit change from last year?
  • Does the cyber policy include funds transfer fraud and social engineering coverage?
  • Are any COIs expiring before current vendor contracts renew?
  • Should the umbrella quote match current auto and GL limits?

Scheduled Jobs

Renewal Watch

Daily renewal scan9:00 AM weekdays
On
Missing-doc auditEvery Monday
On

Weekly Digest

CFO insurance briefFriday at 3:30 PM
Draft
Broker review packet30 days before renewal
Review

Governance

Access

  • Tenant-isolated organization workspace.
  • Private document storage with signed access.
  • Audit events on read, export, extraction, and answer generation.

Review Boundaries

  • Answers cite documents and confidence.
  • Insurance advice routes to broker review.
  • Document text is treated as evidence, not instruction.